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 Current Rates
Effective Date: November 25, 2013  

Certificates of Deposit
Minimum Opening Deposit is $1,000
Interest Rate
Annual Percentage Yield
Fixed Rate CD and IRA Rates *
   
7-90 Days Certificate
0.10%
0.10%
3 Month Certificate
0.10%
0.10%
6 Month Certificate
0.25%
0.25%
12 Month Certificate
0.35%
0.35%
24 Month Certificate
0.45%
0.45%
36 Month Certificate
0.65%
0.65%
48 Month Certificate
0.65%
0.65%
60 Month Certificate
1.00%
1.00%
Variable IRA Rate *
 
 
18 Month Variable IRA
0.50%
0.50%
Money Market and Business Money Market Rates **
$0.00 - $999.99
0.05%
0.05%
$1,000.00 - $24,999.99
0.10%
0.10%
$25,000.00 - $99,999.99
0.15%
0.15%
$100,000.00 - $499,999.99
0.25%
0.25%
$500,000.00 - $999,999.99
0.30%
0.30%
$1,000,000 and over
0.55%
0.55%
Traditional Checking Rates **
$0.00 - $49,999.99
0.10%
0.10%
$50,000.00 - $199,999.99
0.15%
0.15%
$200,000.00 - $499,999.99
0.20%
0.20%
$500,000.00 and over
0.25%
0.25%
Business Interest Checking ** (Split Tiered Rates) ***
$0.00 - $49,999.99
0.10%
0.10%
$50,000.00 - $249,999.99
0.15%
0.10%-0.15%
$250,000.00 - $999,999.99
0.25%
0.10%-0.25%
$1,000,000.00 and over
0.30%
0.10%-0.30%
Other Deposit Accounts Rates **
Traditions Savings and Traditions Business Savings (all balances)
0.50%
0.50%
Lil-Traditions Savings
 
 
   $0.00 - $25,000.00
2.50%
2.54%
   $25,000.01 and over
0.50%
0.50%
Classic Checking (all balances)
0.10%
0.10%
*The Interest Rates and Annual Percentage Yields (APY) are accurate as of the date shown at the top of this page. A different rate may apply for CDs opened after today. Penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Fixed rate means that, after the CD is opened, you receive the applicable interest rate until the CD matures. Variable rate means that at our discretion, we may change the interest rate and APY on the account at any time.
**The Interest Rates and Annual Percentage Yields (APY) are accurate as of the date shown at the top of this page. At the Bank's discretion, rates and yields are subject to change without notice after the account is opened. Interest is calculated and compounded daily on the collected balance in your account and credited to your account monthly. Fees may reduce earnings. Minimum opening deposit is $100.
***Split Tiered Rates - Interest Rate is paid only on that portion of the account balance within the specified tier. The annual percentage yield for each specified tier will vary depending on the account balance.

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