Free annual credit reports are available through the following three credit reporting agencies (Equifax, Experian and Trans Union) at (877) 322-8228 or may be ordered online at www.annualcreditreport.com or by completing the Annual Credit Report Request form, available at www.ftc.gov/credit and mailing it to:

Annual Credit Report Request Service
PO BOX 105281
Atlanta, GA 30348-5281

Consumers must utilize the contact information listed above to request the free copies. Consumers who contact the reporting agencies directly will be charged for their credit reports.

How do I dispute inaccurate information on my credit report?

You must contact EACH of the three credit reporting companies at the following address or phone numbers:

Equifax
www.equifax.com

Experian Consumer Assistance
www.experian.com

Transunion Consumer Disclosure Center
www.transunion.com