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 Merchant Services

We want to be a total solution for all of your business needs. In order to meet this commitment, we have partnered with WorldPay to provide you with electronic payment processing services.

WorldPay is a single source provider of electronic payment processing services including credit, debit, EBT, gift and loyalty cards, checks and much more. 

Credit Card Processing
From authorization to settlement, WorldPay merchants have access to the most robust payment options available - including everything necessary to accommodate the nearly one billion credit cards now in the hands of American consumers. WorldPay provides access to all major credit card associations including Visa®, American Express®, Discover®, and JCB®. WorldPay utilizes a nationwide payment infrastructure backed by fully redundant data centers that use precise load-sharing technology to maximize your protection again processing downtime.

Debit Card Processing
Nearly half of all card transactions are made with a debit card. By offering debit, your customers can still purchase goods and services without having cash or a checkbook handy - and without incurring debt by using a credit card. Your customers can also have the added convenience of getting cash back on purchases... While you have increased protection against charge backs.

Electronic Benefits Transfer (EBT)
As a WorldPay merchant, you may be eligible to accept Electronic Benefits Transfer transactions. As state and federal benefits increasingly issued via EBT, demand for acceptance of this payment type will continue to grow in the retail environment. 

Check Services
Consumers still like to write checks, so it's important that your business accept them. But how can you protect your profits against fraud?  Our check guarantee service provides the highest percentage of check approvals in the industry. And it's easy to use, as your POS terminal can be programmed to walk you through the process - step-by-step - returning an approval or denial in seconds. Electronic Check Capture (ECC) also provides faster funding from checks. Paper checks from other states can take up to a week to fund, but using ECC these checks will be funded in 24-36 hours.

Web Payments
Commerce enabling a Web site with a shopping cart allows a business to accept credit card payments for online purchases.

Web-Based Transaction Reporting
WorldPay recognizes that you need information to make sound management decisions/ Online reporting provides you with flexible, simple and secure ways to access your data for benchmarking and analysis. With web-based reporting, you can retrieve whatever processing reports you need, the view and print them, or export them directly to your PC.

Virtual Terminal
The presence of traditional POS terminal isn't always desirable in certain business environments. We can provide customers with the ability to accept credit card transactions through an existing computer that has an Internet connection. Add support for swiped (face-to-face) transactions by simply attaching an inexpensive mag-stripe reader - also available through WorldPay.

Gift Cards
WorldPay's gift card programs are a fast, simple way for businesses to capitalize on existing customers and bring in new customers. Our gift card program will provide you with plastic, credit-card sized gift certificates personalized with your store name and information. 

Customer Loyalty Programs
Repeat customers are the lifeblood of running a business. Successful merchants are turning to electronic frequency and loyalty programs to deliver targeted rewards and incentives that stimulate repeat business. Our customer loyalty programs enable you to create programs that reward your repeat customers for doing business with you.

For more information, please contact your local Florida Traditions Branch.

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