Business Checking Comparison |
Minimum Opening Deposit |
Business Analysis Checking |
Business Interest Checking |
Small Business Checking |
$100.00 |
$100.00 |
$100.00 |
Monthly Fee |
$13.00 |
$13.00 |
$15.00 |
ACH Debits & Credits (per Item) |
$0.09 |
$0.09 |
Each ACH item counts as a Check, Other Debit, Deposit, or Other Credit. |
Checks & Other Debits (per Item) |
$0.14 |
$0.14 |
75 Included; Transaction fee of $.25 for each additional debit item over 75 per month. |
Deposits & Other Credits (per Item) |
$0.10 |
$0.10 |
60 Included; Transaction fee of $.10 for each additional deposited item over 60 per month. |
FDIC Charge per $1,000.00 |
$0.009 |
$0.009 |
|
Cash Processing |
$.15 per $100 |
$.15 per $100 |
$.15 per $100 |
Earnings Credit |
Service charges may be offset or reduced by an Earnings Credit, which is based on a formula using the 91-day US Treasury Bill. |
|
|
Interest Earned on Collected Balances |
|
Yes, Split Tiered Rates |
|
Online Banking with Bill Pay |
No Charge |
No Charge |
No Charge |
Access to Cash Management |
No Charge |
No Charge |
No Charge |